Archive for the ‘health insurance reform’ Category

Thursday, April 1st, 2010

On March 23,  thirteen states (Alabama, Colorado, Florida, Idaho, Louisiana, Michigan, Nebraska, Pennsylvania, South Carolina, South Dakota, Texas, Utah, and Washington) filed one lawsuit in the U.S. Court system for the Northern District of Florida challenging the Patient Protection and Affordable Care Act. This came minutes after President Barack Obama signed the comprehensive health insurance reform legislation into law. The attorneys general’s argument is centered on two elements:

1) the Act’s individual health insurance mandate is an unconstitutional expansion of Congress’ ability to regulate interstate commerce;

2) the penalties for being non compliant within the individual health insurance mandate violates the taxation powers provided to Congress under the Constitution.

In addition, U.S. states are challenging provisions of the new law that will create dramatic Medicaid spending increases for the financial burden of the states.

Governor Jan Brewer also announced her support for a legal challenge to the federal reform law in an initiative to amend the constitution to prohibit mandatory coverage requirements. The attorney general will not contest the federal law. He also suggested to Brewer that she use any additional funds to reinstate the Arizona health insurance KidsCare program, which was cut due to the budget deficit and eliminated coverage for over 35,000 children.

Senator Tom George and Representative Marc Corriveau have introduced four bills that would completely change the individual Michigan health insurance market. The bills amend Blue Cross Blue Shield from being the insurer of last resort. Therefore, it would require all plans to be guarantee issue and will include a reinsurance pool to reimburse carriers for eligible claims.

Thursday, April 1st, 2010

House Democrats passed their landmark health care overhaul, the “Patient Protection and Affordable Care Act,” (PPACA) on a party-line 219-212 vote late on March 21.  A little more than a day following, on March 23, President Obama signed the legislation into law at a White House ceremony.

Additionally, the House passed H.R. 4872, the “Health Care and Education Affordability Reconciliation Act” (Reconciliation Bill), which is a package of amendments to the PPACA.  The approved Reconciliation Bill then went back to the Senate, where it needed to be voted on – and potentially amended – before it would be ready for President Obama’s signature.
On March 25, by a vote of 56 to 43, the Senate approved the Reconciliation bill with some modifications, and sent it back to the House for yet another vote.  Democrats Ben Nelson (D-NE), Mark Pryor (D-AR) and Blanche Lincoln (D-AR) joined Republicans in voting “no.” Johnny Isakson (R-GA), who is ill, did not vote.

In the final vote on current health insurance reform legislation, the House approved – by 220 to 207 – the same version of the health reconciliation bill, H.R. 4872 that was approved earlier in the day by the Senate.  This bill is now ready to be signed into law by President Obama.  The final version of the reconciliation bill is virtually identical to the version that the House approved on March 21.  The only difference is that two student loan provisions were removed during the Senate floor debate.

The combined package costs $940 billion, and is expected to expand health insurance coverage to 32 million Americans while cutting the deficit by $143 billion over the next 10 years.

A spokesman for House Republican Whip Eric Cantor (R-VA) said Republicans are now shifting their efforts against the health legislation to a campaign aimed at repealing the law and replacing it with their own solutions.  Both the Senate and the House began the two-week Easter recess on March 27.

Overview: Tax Extenders Package
Along with the Reconciliation legislation, lawmakers were also focused intensely on passing another extension of expiring provisions including the Medicare physician payment “fix”, unemployment benefits and the eligibility period for premium assistance for COBRA and state continuation coverage.  Senate leaders attempted to pass by unanimous consent a 30-day extenders package, H.R. 4851, which was approved by the House on March 17.  Senator Tom Coburn (R-OK) objected to the unanimous consent request because of his concern that the bill did not include budget offsets.

Senate Democrats and Republicans then reached an agreement to pass a one-week extension with budget offsets, but House leaders objected to this approach.  As of this writing, it appears that efforts to pass an extenders bill have reached a stalemate.  The Senate passed an adjournment resolution that day allowing the Senate to conduct legislative business through March 31 (cutting into the aforementioned Easter recess), although the “next steps” in the extenders debate are highly uncertain at this time.

Monday, March 29th, 2010

Days after the president Barack Obama signed his massive $2.5-trillion health insurance reform bill into law, we are just beginning to uncover the payoffs, exceptions and special interest deals that are hidden in the 2,700 pages of legislation.

The spirit thus far has been plagued with broken promises and corruption. The health insurance bill exempts top Congressional leaders from reform. This is completely counter to the promises of Democrats and Obama that the people would receive the same health insurance care as those in the U.S. government.

One of Obama’s main talking points is that his plan prevents health insurance carriers from denying coverage to people with pre-existing conditions. Now the new law does not protect children from this outcome of being denied.

This is only the beginning, the attack on our liberties continues. The “fixer” bill to the takeover of health care by the goverment bill (H.R. 3590) just passed through Congress the other day and has been sent to the President. This is turning out to be the most devastating year for freedom that the people have had in a long time. In any other year, this bill would have been shot down and alone would qualify as the worst bill of the year beacuse of all its faults.

It raises taxes when they’re already scheduled to increases this year. Takes over the student loan industry with a replacement of private employees with government bureaucrats. It increases the no health insurance fine from $750 to $2,000 per employee for employers who do not provide coverage to all of their employees. None of this will make our health care system more secure or affordable for anyone.

Thursday, March 25th, 2010

The United States free market system is under a profound assault from President Obama.

President Barack Obama got his health insurance reform bill passed this week in Congress. Parents are now required to pay for unmarried kids’ health insurance until the age of 26. Younger adults will be enticed to continue slacking off with no job and very well past college graduation, with a degree. Everyone is questioning why the government is enticing and allowing a whole generation to be unemployed.

America is place where hard work is rewarded regardless of any social status or age. But should the U.S. government encourage young adults to be slackers? And should the federal government guarantee a 5 year “bum period” from responsibility after graduation for millions of college graduates? Obama’s health care bill is celebrated on the ski slopes and surf shacks of this country. In America, we are not supposed to reward citizens who don’t work hard.

Thursday, March 25th, 2010

State senators and advocates for California health insurance are calling on Attorney General Jerry Brown to join other states in suing the federal government over health insurance reform. They feel that congress cannot force the American people to buy individual health insurance.

Thirteen other states including their Attorney General have filed federal lawsuits against the health care overhaul. They feel that the federal government has over stepped its boundaries and is limited to what it can and cannot do by the Constitution.

Consumers could face higher California health insurance premiums and will not have a choice about their purchase. The state would lose billions because the madate is not funded.

Thursday, March 25th, 2010

Nevada’s attorney general has been directed by Governor Jim Gibbons to sue the federal government. This issue at hand is Nevada health insurance reform. Thirteen other states are taking the same actions.

The problem is that the state simply cannot afford to provide Nevada health insurance to every resident. This will cost the state millions upon millions of dollars. The governor feels it is unconstitutional because it requires every resident to purchase Nevada health insurance. This Obama Care force must be stopped.

Tuesday, March 23rd, 2010

Attorney general’s and state lawmakers are ready to wage war on the constitutionality of this bill through the court system.

Virginia Attorney General Ken Cuccinelli, Florida Attorney General Bill McCollum, ten other states, and top prosecutors are filing a lawsuits to protect U.S. citizens and their individual health insurance.

The issue at hand is the individual health insurance mandate. This will force all citizens to buy health insurance. Can the goverment do this? This is the almighty question at hand.

A minimum of 36 state legislatures are proposing a challenge to the federal health insurance legislation.  In Idaho, the governor signed a law that will require the state attorney to sue the federal government over the mandate once the reform was passed.

Thursday, March 4th, 2010

By a vote of 406 to 19, the House last week approved H.R. 4626, the “Health Insurance Industry Fair Competition Act.” introduced by Reps. Tom Perriello (D-VA) and Betsy Markey (D-CO) with 65 original cosponsors.

The House did not consider any amendments to the bill, although Rep. Lamar Smith (R-TX) offered a motion to recommit the bill to the House Judiciary Committee with instructions to amend the bill to require a Government Accountability Office report on unfair competition and provide an exclusion for the following activities:  (1) collecting, compiling, or disseminating historical loss data; (2) determining a loss development factor applicable to historical loss data; (3) performing actuarial services provided that there is no restraint of trade involved; and (4) information gathering and rate setting activities of state regulators.  This motion was defeated by a vote of 249 to 170.

The Obama Administration issued a “Statement of Administration Policy” expressing support for the Perriello-Markey bill, stating that it “would give American families and businesses, big and small, more control over their own health care choices by promoting greater insurance competition.”  America’s Health Insurance Plans (AHIP) also issued a statement reinforcing its concerns.

Wednesday, February 24th, 2010

President Obama revealed his health insurance plan on Monday. The proposal includes an individual health insurance mandate for all Americans.

Legal experts and Republicans say the provision is not constitutional.
Currently, more than thirty states have passed legislation or are considering doing so to guard their residents against this mandate. They feel their residents should not be forced to buy individual health insurance under the Obama Care plan.

Penalties for not acquiring individual health insurance will either come in the form of a percentage of income or a flat dollar fee. The Obama Care proposal reduced flat fees but increased penalties on percentage of income. The penalty will rise and progress about one percent every year.

Citizens feel that if the government can force us to buy individual health insurance than we are losing our freedoms.  Furthermore, they also feel it means the government can do anything it wants to its citizens. The federal government has never before mandated their citizens to buy any good or service.

Monday, February 22nd, 2010

Recent polls show that American citizens do not approve of the current health insurance bill and see that it is already causing problems. Our people do not want government control of medicine.

A health care reform bill has turned into a demonizing of the health insurance industry. In fact, the industry makes minimal profits at about 3 to 4 percent. This is almost the same as super market profits.

Health insurance carriers are unsure and afraid of the future. Currently, many carriers are raising rates due to this fear. In addition, state social programs have began to dis-enroll or have stopped enrollment in plans for the needy.

The real problems are the prescription companies. In our current system, drug companies will make a deal with the government and then raise their prices. This in turn costs the health insurance carriers big money. They then have to raise prices as well.

A real health care reform would regulate the prescription companies, not the health insurance carriers. The carriers are simply responding to every other health care expense that is being brought to them and trying to provide great coverage at an affordable price.