Archive for the ‘california health insurance’ Category

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Health Insurance Reform State High Risk Pools

Friday, May 7th, 2010

In the new health insurance reform law the states are permitted to create their own high risk pools, expand existing pools, or allow the federal government to create and administer the pools for them.

The following states will operate their own pools:
Alaska, Arkansas, California, Colorado, Connecticut, Illinois, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Missouri, Montana, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Vermont, Washington, West Virginia, Wisconsin, and District of Columbia.

The following states will allow the federal government to create and manage the pools:
Alabama, Delaware, Georgia, Hawaii, Idaho, Indiana, Louisiana, Minnesota, Mississippi, Nebraska, Nevada, North Dakota, South Carolina, Tennessee, Texas, Virginia, and Wyoming.

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California Health Insurance Freedom

Thursday, March 25th, 2010

State senators and advocates for California health insurance are calling on Attorney General Jerry Brown to join other states in suing the federal government over health insurance reform. They feel that congress cannot force the American people to buy individual health insurance.

Thirteen other states including their Attorney General have filed federal lawsuits against the health care overhaul. They feel that the federal government has over stepped its boundaries and is limited to what it can and cannot do by the Constitution.

Consumers could face higher California health insurance premiums and will not have a choice about their purchase. The state would lose billions because the madate is not funded.

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Individual Health Insurance Rates Soar for Blue Cross

Saturday, February 20th, 2010

Individual health insurance rates are on the rise in four states. Members are seeing increases averaging fifteen percent. People in other states are worried they may face the same dilemma.

The carrier making these drastic increases is Anthem Blue Cross Blue Shield. Regulators have been questioning the carrier for over a week about the devastating individual health insurance increases. California health insurance members are going to see rates rise by as much as 39 percent starting in March.

The best step an individual health insurance shopper can do is to compare Blue Cross amongst all the other carriers available and pick the plan with the best benefits at the lowest cost. Compare all plans with health insurance quotes online.

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California Health Insurance Increase Postponed

Thursday, February 18th, 2010

Anthem Blue Cross California health insurance has postponed their rate increase until May. The adjustment is thirty-nine percent. A very large and devastating increase to member in the state. The increase is quadruple the rate of medical inflation.

The California health insurance adjustments are due to sky high medical costs and a deep cut in healthy membership. The insurance commissioner is keeping a close eye on Anthem Blue Cross. If any compliance issues occur the commissioner will direct the carrier to reduce prices. Not acknowledging this request will result in Anthem Blue Cross losing their license to offer and sell California health insurance.

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California Health Insurance Senate Votes on Single-Payer Health Care

Wednesday, February 17th, 2010

The Senate has voted to pass a single-payer California health insurance bill. The bill prohibits the sale of a private health insurance policies and establishes a new California Healthcare System.  22 Democrats voted yay and one Democrat joined 13 Republicans to vote nay.

The California health insurance bill will now go to the Assembly. Governor Schwarzenegger has declined similar California health insurance bills in the past. Governor Schwarzenegger has also pledged to veto this bill when it arrives at his desk.

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California Health Insurance Investigates Medical Discount Plans

Wednesday, February 17th, 2010

Shoppers mistaking medical discount plans wind up losing money and still having no insurance. People are led to believe that these are real California health insurance plans and marketers of their plans see nothing wrong with that.

Real California health insurance plans will cover your complete hospital stay up to five million dollars. In comparison, a discount plan will give you $500 per day if you are admitted to the hospital. What good is $500 if your bill is over one hundred thousand dollars in one day? To make matters worse, marketers of the discount plans are telling shoppers that they have unlimited access to California health insurance providers. The truth is that the discount cards hold no value to the consumer.

The California Department of Managed Health Care is asking for new licensing regulations regarding medicl discount plans.

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Huge California Health Insurance Increases from Anthem Blue Cross

Sunday, February 14th, 2010

The leading provider of California health insurance, Anthem Blue Cross is threatening a 39% premium hike on individual health insurance policies. This premium increase is catching a lot of intention. This includes the President, Congress, Senate, and of course California health insurance regulators. The government wants to know why such a large increase in premiums and wants Anthem Blue Cross to justify this rate action.

Anthem Blue Cross blames the rate action on increased medical costs and a loss of members due to the recession. There is a thought that because of Obama Care a.ka. health care reform that Anthem is trying to squeeze as much profits out of California health insurance members in case the health care reform bill does pass. If the bill were to pass their profits will drop significantly.

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California Health Insurance Budget Crisis

Sunday, February 14th, 2010

California health insurance social programs will be eliminated if the federal government cannot expend a large sum of money to the state. Currently there is a $20 million budget gap and the California economy has not been this weak since the Great Depression. Jobs are being lost at an ever increasing rate and more families have enrolled in social programs.

California health insurance programs affected by this action will be;

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Anthem Blue Cross Individual Health Insurance Rates Dramatically Rising

Sunday, February 14th, 2010

California health insurance policy holders have seen increases up to 39%, which almost parallels last years increases. They want the department of insurance to investigate.

Anthem Blue Cross is California’s largest for profit individual health insurance carrier and insurance regulators are getting ready to investigate their dramatic rate increases seen in California health insurance. Anthem Blue Cross has almost 800,000 member in the state and repsonds by stating, prices will go up March 1st, 2010 and will be adjusted more frequently.

A suggestion would be to start shopping now using the form above to compare all carriers available in your area instantly. Maybe you can get a better deal on your individual health insurance.

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California Health Insurance Single Payer Bill

Thursday, February 4th, 2010

California health insurance : After a lengthy and heated debate, the California Senate last week passed a single-payer bill. As with past incarnations, the bill passed on a party-line vote. Previous attempts to advance single-payer legislation have been vetoed by Governor Arnold Schwarzenegger.

Supporters of the bill claim it would actually cost the state nothing, despite a Senate Appropriations Committee analysis that pegs the cost at $200 billion. Republicans decried the bill as a government take-over of health care. In other news, California in 2011 will become the first state to set legal limits on the time patients must wait to see their HMO doctors. The Department of Managed Health care has announced there will be a maximum wait time of 10 business days for an appointment to see a family practitioner, 15 days to see a specialist, and 48 hours for people seeking urgent care. In addition, doctors’ offices must return telephone calls within 30 minutes. The time limits apply only to doctors in HMOs, which officials say will cover 21 million Californians. A 2002 state law mandated timely access to medical care, and the specifics were worked out after years of negotiations with doctors, hospitals, HMOs and consumer groups. Also, the CEO of the California Medical Association, Alfred Gilchrist, has announced his resignation after serving for just over 2 months.  Gilchrist is returning to his former role as CEO of the Colorado Medical Society.

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